How HomePass Transforms the UK Property Market
HomePass is not just a tool – it’s the backbone of a new, modernised property market.
It works across every sector of the real estate industry, providing secure, real-time, verified data to all stakeholders.Below are real-world scenarios where HomePass makes a measurable difference.
1. Faster Home Sales & Purchases
The Problem:
Buyers, sellers, solicitors, and lenders often exchange endless PDFs and emails, leading to months of delays.
How HomePass Helps:
All compliance documents and property data are stored in one, verified digital record.
Banks and solicitors can instantly check everything without repeated requests.
Reduces transaction timelines from months to weeks.
2. Mortgage & Lending Verification
The Problem:
Mortgage approvals are delayed by manual checks and missing information.
How HomePass Helps:
Lenders get instant access to verified property histories, valuations, and compliance records.
Fraudulent documents are automatically flagged and rejected.
Eliminates the need for redundant back-and-forth with solicitors.
3. Insurance Policy Issuance
The Problem:
Insurers require detailed property data to issue or renew policies – often causing delays.
How HomePass Helps:
Instant verification of property condition, ownership, and history.
Automated updates when any relevant change occurs (renovations, damage, ownership change).
Reduces claim disputes through a secure, unalterable record.
4. Compliance & Legal Checks
The Problem:
Councils, regulators, and solicitors spend weeks verifying property records and certifications.
How HomePass Helps:
Real-time access to compliance status and required documents.
Alerts for expiring certificates and missing reports.
Full audit trail for regulators.
5. Fraud Prevention
The Problem:
The UK loses millions each year to property-related fraud (title fraud, fake ownership, forged documents).
How HomePass Helps:
Blockchain-based verification ensures ownership cannot be faked.
Secure ID checks prevent unauthorised access to property records.
Every update is time-stamped and permanently recorded.
6. Large Portfolio Management (Landlords, Councils, Institutions)
The Problem:
Managing hundreds or thousands of properties requires massive admin work and constant checks.
How HomePass Helps:
HomeVault allows portfolio owners to see all their properties in one secure dashboard.
Instant overview of compliance, valuation, and tenancy history.
Reduces staffing needs for property management teams.
7. Government & Policy Use
The Problem:
Government agencies lack a real-time, accurate view of the national property market.
How HomePass Helps:
Provides a live, centralised database of UK property assets.
Enables better planning for housing policy, taxation, and infrastructure investment.
Eliminates reliance on outdated, fragmented datasets.
Why It Matters
With the UK government already committing to digitalising property transactions and using AI to speed up processes, HomePass is not an idea for the future – it’s the infrastructure that should be deployed now.
UK Patent Ref. No: GB2511526.2